Acima Credit

  • Approvals up to $5,000
  • Must be 18 or older
  • Must have valid Social Security Number or ITIN
  • Credit Reporting – Acima reports payments to the Credit Bureau and may help you build your credit.
  • 90-Day Purchase Option* Initial payment required.
  • No Credit Needed
  • Early Buyout Discounts (EBO’s) for customers who pay off outside of the 90-day window
  • Terms up to 12 months. 18 & 24 months for well-qualified customers
  • Customers may immediately access their “Open to Buy” with the store

*See store for details about early buyout option and complete program terms/details.

**Use this link below if you want pre-approval before coming in store or want to do your order by phone. Use the Acima option at checkout if you want to do your transaction online.

For payments and general inquiries: 801-297-1982

Apply Now


Progressive Leasing

Progressive Leasing offers a lease-to-own no-credit-needed option.

What you will need to apply:

  • Must be 18 or older
  • Must have valid Social Security Number or ITIN
  • No credit needed for instant decision
  • Have routing and account numbers for an open and valid checking account
  • Must have a credit or debit card
  • Payments will be auto drafted out of the account on the payday entered on the application
  • 90-Day Purchase Option: Standard agreement offers 12 months to ownership. 90-day purchase options cost more than the retailer’s cash price (except 3-month option in CA). To purchase early call 877-898-1970.
  • A photo ID (optional requirement)




Synchrony Financial credit card. Offering 12 months same as cash, deferred interest. Minimum monthly payments required.

Customer Benefits
• Buy what you want, when you want it, and pay over time
• Save on-hand cash for other things
• Purchase a better product than you can get with on-hand cash

Koalafi’s loan and lease plans work for every credit situation - and let you split big expenses into low, fixed, recurring payments ☨

With our comprehensive plans, you can say goodbye to guesswork or filling out multiple applications. We can even automatically approve you for future offers, with products that can meet your needs at every stage of your journey.

Financing in a Snap!
High Approval Rates & Amounts

Our online application is simple and quick to complete and you'll know in seconds if you're approved. It couldn't be easier to get the things you need! So if you're looking to finance furniture, mattresses, wheels, tires, and more...use Snap! We're the fast, flexible, and friendly choice.